Business owners that are in industries labeled as high risk can have a hard time getting a merchant account approved Banks and other financial institutions often deny these high risk merchants to avoid the fraud claims, the charge-backs and other things associated with high risk credit card processing

What is an ISO Merchant Agent An ISO (Independent Sales Organization) is a person or a group of persons that are contracted by a credit card processor or acquiring bank to sell financial services to merchants that want to process credit cards or need working capital